Earning points with a PC Financial Mastercard is easy and happens instantly every time you tap, swipe, or key-in your pin or credit card number. Keeping track of your points is simple too. Add to that the additional 10 PC points per dollar you would earn with a PC Financial Mastercard on all your other purchases and the gap widens even further. Finally, you can also take advantage of personalized offers and in-store promotions, and these bonuses will stack on top of the rewards regularly offered by your credit card.
Recently announced on September 14, the new PC Money Account is a rewards-oriented bank account that comes paired with a prepaid card which for all intents and purposes, functions like a debit card. But all things considered, the PC Money Account is definitely a stand-out in the Canadian bank account arena. In addition, you can use points online for groceries with PC Express, makeup and health products from beauty. However, there are many ways to boost your earning potential.
Updated every Thursday, these offers let you rack up bonus points on the purchases you make the most. Buy baby food on the regular? Expect personalized offers on other baby products like diapers. Thank you for your great post. I am trying to figure out if any Mastercard is better than none? In my case I do not qualify for PC Financial. There was bad press and boycott hashtags on Twitter!
Enoch, if you think that your readers would benefit from my book would you please share it with them? Is there a max number of pc points when buying an item and using my 1 day 20x point offer? Debbie: Your calculation sounds about right. That being said, you need to read the fine print for the specific offer. I have points. How do I redeem them?? Does it work like Safeway Air Miles where they ask if you wish to redeem them as cash credits on your grocery purchase??
Dorothy: Yes, you can swipe your PC Optimum card in the store and redeem your points against your purchase. The best way to seriously track up the points is to use the pc express app to pre-order your groceries and at the same time take advantage to offers specific to that service. Also if they offer you substitutions that bring you below a spending threshold for points you still get them. Best of luck to everyone in scoring up as many points as possible.
The beginning of your article may need to be amended. Allegedly now the PC Optimum card does not give 10 points per dollar spent at Superstore. Only if you have the PC Mastercard can you get the 10 points per dollar. At least, this is what the PC Support told me after fighting them for not getting my points per dollar per transaction upon scanning my PC Optimum card.
Enoch, you may want to review and revise your article. While it WAS great, the removal of points for any grocery purchases makes PC Optimum much less attractive, and many of your comments are no longer as appropriate as they used to be.
It makes it very difficult to consolidate your Mastercard statement with the points. PC Optimum lumps two or three transactions together so you have no idea whether you receive the points or not. Loblaws should look into this. I have read a lot of complaints about this, and still, nothing has been done or changed.
How long does it take to get your K bonus points for signing up? I love this reward. Been using it since I arrived in Saskatchewan. I moved to Ontario. Hi, Can you tell me exactly how many times the points can be used until they expire. So, can I purchase this same offer on another day and still get the offer. Can we keep on using it until it expires and will we get the points every time? Or is it only a one time offer use.
Hope my explanation is clear and you can answer my question. Thxs, Nan. Usually with these promos, the more points you use, the more cash you get off. So this is all changing Oct 8th, So unless you spend a good deal of money on PC brand products, Insiders may not be the golden program it currently is!
I just got the email and looked over the terms. Could you explain the math at how you arrived at , PC Optimum bonus points for the Dyson Dryer? To be perfectly honest, I never understood how I got that many points. Used to get alot better points deals now they have taken alot of it away.. It used to be my favourite card. Now, I use it only occasionally. For someone who always pays on time and has been loyal for so many years to their PC lines, it certainly feels like a kick in the teeth.
I totally get your frustration and am in a similar boat. Facebook Twitter Linkedin Instagram Rss. I may be compensated if you use them. Pin 4. Share About Barry Choi Barry Choi is a Toronto-based personal finance and travel expert who frequently makes media appearances. Barry Choi on December 5, at PM. Thanks Steve, PC Optimum is incredibly valuable. BL on December 5, at PM. Now I wanna know, was the dyson hairdryer worth it? BL, It depends on who you ask. Cory koh on December 8, at AM.
Barry Choi on December 8, at AM. Minaz on January 30, at PM. Barry Choi on January 31, at AM. Cindy on January 31, at AM. Barry Choi on January 31, at PM.
Jen on April 19, at PM. Diane on February 7, at AM. Barry Choi on February 7, at AM. Denis on December 6, at PM. Barry Choi on December 6, at PM. Kim on December 17, at PM. Barry Choi on December 17, at PM. Loretta Gaffney on December 29, at PM.
Barry Choi on December 29, at PM. Reda B on January 30, at PM. Jmcc Toronto on January 30, at PM. Barry Choi on January 6, at AM. Lynn on January 30, at PM. Great tips — thanks! Timarie on January 30, at PM. Timarie, Yes, you can not stack PC insiders but there are other promos which you can combine. Steven Syn on January 30, at PM. Steve Syn on January 30, at PM. Mary Ellison on February 2, at AM. You can choose whether each card is earn and redeem, or earn only.
Waldo on January 30, at PM. Gma on January 30, at PM. Waldo, Yes, Shoppers can be expensive. Doug K on January 30, at PM. Is it an ongoing thing? Doug K on January 31, at AM. Barry, Not sure of its duration but it has been the case for at least the past several months.
Valerie Brooks on January 31, at AM. Laura on January 31, at AM. Doug, I agree. Manish on January 31, at AM. Jessica on January 31, at AM. Jessica, There was a similar offer this past Black Friday.
Norman Rilley on July 21, at PM. Choi on July 21, at PM. Cliff Cameron on February 4, at AM.
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